Debt Funding

We are highly experienced in acting for both institutional lenders and borrowers across a whole range of debt products

We advise on all aspects of banking and finance, with our main focus being advising corporate borrowers. The debt and lending markets have significantly changed over the last few years and there is now a great deal of competition in the supply of debt funding. We can help you navigate the various funding options and work with you to negotiate the best commercial terms for your debt finance.

Highly experienced in acting for both funders and borrowers, our lawyers will work with you right from the initial stages, advising on the right loan facilities for you and your business and helping to negotiate outline terms and conditions with your chosen funder.  We will take a sensible, commercial approach to all negotiations, focusing on the key commercial points which are important to your business.

As well as negotiating new debt documentation, we can also assist on a day to day basis in your dealings with your lenders – for example, monitoring ongoing compliance with financial covenants, advising on what to do if you suspect you may breach, or have breached, your debt agreements and liaising with your lender on any consents or amendments that may be required.

Specific areas of advice

Typically the reorganisation of a corporate group’s outstanding obligations is achieved by easing the repayment terms or by reducing the interest rate payable (which may be linked to additional security being provided). Banking covenants may require to be adjusted and debt swapped for equity. We will work with you and your financial advisers to ensure that the most effective and tax efficient solution is achieved.

What we did for...

It was important to us that our legal advisers were aligned to our business values, and we were impressed by the approach Vialex took to support our business by offering a ‘virtual’ in-house legal team who look after our day-to-day legal needs.

George Tait - Director and Company Secretary

We have worked with Vialex since 2012, following our buyout from a major UK foods group, when our fast evolving business required a different approach to meet our legal services needs in a cost effective way. At the time it was something of a leap of faith for Quorn Foods but we have been delighted with the service from Vialex, and the appetite they have shown to support us in any way they can.

David Artindale - Head of Procurement
We use the Vialex Legal Counsel Service as our day-to-day support for all our contracts and legal issues. They act as an extension of our own team and work with us to help us achieve our commercial goals. The subscription means we can get the advice we need when we need it for a fixed cost.

Arceeb Moughal - Director of Commercial

The Vialex Legal Counsel Service does what it says on the tin. We get a quality legal support service that responds to our needs, very often working to short timescales. The Vialex team has been particularly instrumental in assisting with our international contractual arrangements as we expand our reach into a number of new overseas markets.

Richard Miles - Chief Financial Officer
Previous
Next

Corporate

More details

Debt Funding

More details

Commercial Contracts

More details

Intellectual Property (IP)

More details

Employment Law

More details

Our debt funding team (key contacts)

Get in touch to see how we can help your organisation